46. Who amongst the following appoints Banking Ombudsman in each State?

1. 1. Ministry of Social Welfare, Government of India

   
   
   

   2. Registrar of Companies

   
   
   

   3. The President of India

   
   
   

   4. The Reserve Bank of India

   
   
   

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1. View Hint View Answer Discuss in Forum

   N/A

   Correct Option: D

   N/A

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47. Which among the following activities can NOT be considered a common activity of a general bank customer?

1. 1. Use of tele-banking

   
   
   

   2. Use of ATMs

   
   
   

   3. Start of EFT facility

   
   
   

   4. Increase of decrease in PLR and announcement of credit policy

   
   
   

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1. View Hint View Answer Discuss in Forum

   N/A

   Correct Option: D

   N/A

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48. Which one of the following is NOT an apex institution?

1. 1. State Bank of India

   
   
   

   2. NABARD

   
   
   

   3. SIDBI

   
   
   

   4. State Co-operative Bank

   
   
   

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1. View Hint View Answer Discuss in Forum

   N/A

   Correct Option: D

   N/A

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49. Which of the following is the most important component of the liablities of Commercial Bank in India ?

1. 1. Time deposits

   
   
   

   2. Demon deposits

   
   
   

   3. Inter-bank liablities

   
   
   

   4. Other borrowings

   
   
   

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1. View Hint View Answer Discuss in Forum

   N/A

   Correct Option: A

   N/A

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50. the availability of cash and other cash-like marketable instruments that are useful in purchase and investments are commonly known as

1. 1. Cash Crunch

   
   
   

   2. Liquidity

   
   
   

   3. Credit

   
   
   

   4. Marketability

   
   
   

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1. View Hint View Answer Discuss in Forum

   N/A

   Correct Option: B

   N/A

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