Correct Option: B

Household savings contribute 60-80% of India’s gross domestic savings, and have been its most stable and highest component for over six decades. A tenth of total assets is in currency; a similar amount goes to the government through small savings schemes. Since there is no social security in India, life insurance and provident funds tend to be allocated significant amounts from total household savings. Finally, capital market instruments- such as shares, debentures, mutual funds get less than 5% of total investment.